Financial Advisory

Financial Clarity for Growing Businesses

We help small business owners understand where their money is going, identify hidden cost issues, and create a clear plan to improve margins.

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LedgePoint Advisory

Clear numbers.
Practical insights.
Stronger margins.

  • Cash flow visibility and tracking
  • Expense and margin analysis
  • Custom financial dashboards
  • Ongoing financial guidance

Services & Pricing

One Clear Path

Three steps, in order: find the problems, fix them with a system, and keep your numbers working every month. Most clients start with the Audit — it credits in full toward the Clarity System.

Step 01 · Find It

Clarity Audit

$750 one-time

A diagnostic review of your last six months of financials. Know exactly where your money is going — in about two weeks.

  • Review of 6 months of financials
  • Written Clarity Report
  • Your top profit leaks, identified
  • Prioritized 90-day roadmap
  • 45-minute findings call
$750 credits in full toward the Clarity System within 30 days
Step 03 · Keep It

Profit Monitor

$450/month

Your numbers, watched every month. Available exclusively to Clarity System graduates. Cancel anytime.

  • Monthly dashboard update
  • One-page Monthly Insights Memo
  • 30-minute monthly review call
  • Quarterly margin deep-dive
  • Priority email access
Founding clients lock this rate for life

Not sure where to start? Send a quick inquiry and we'll point you to the right step.


The Problem

Your Reports Show the Numbers. Not Always What Is Costing You.

Many business owners have access to QuickBooks and financial reports — but still lack a clear view of what the numbers actually mean. Revenue may be strong, but margins may be tightening. Expenses may be rising without a clear reason.

Without clear financial visibility, it's difficult to scale, invest, or operate with confidence.


What We Do

We Turn Financial Data Into Clear Business Insight

LedgePoint Advisory reviews your financial data, organizes it into a clear dashboard, and analyzes the key areas that affect profitability — expenses, margins, vendors, labor, and cash flow.

01Cash flow tracking and visibility
02Expense and profit optimization
03Financial planning and forecasting
04Custom dashboards and reporting
05Ongoing financial guidance

Process

How It Works

1
Find It — Clarity Audit

We review your last six months of financials and hand you a written report: where your money is going, your top profit leaks, and a prioritized 90-day roadmap.

2
Fix It — The Clarity System

Over 90 days we build your financial operating system on your real numbers, train you to run it, and work the roadmap together across three monthly reviews.

3
Keep It — Profit Monitor

Graduates keep the system alive with a monthly update, a one-page insights memo, and a review call — so your numbers stay current and nothing slips.

4
Start Anywhere That Fits

Most owners begin with the Audit, but you don't have to. Tell us where you are and we'll point you to the right step — no pressure to take all three.


About

LedgePoint Advisory was built to help small business owners gain financial clarity and make better decisions with their numbers.

Most owners have the reports. What they don't have is someone to tell them what the reports actually mean for the next decision — whether they can afford a hire, why margin slipped last quarter, which costs quietly grew. LedgePoint closes that gap, turning financial data into a clear picture and a plan you can act on.

Every engagement is built around your business — your structure, your goals, your current books, messy or clean. The work isn't more spreadsheets. It's clarity: seeing where money is slipping away, and knowing what to do about it.

Why LedgePoint

LedgePoint was founded by Sobhan, who comes from a background in capital markets and fixed-income trading — a world where decisions are made on precise reading of the numbers and nothing else. That same discipline is what most small businesses are missing: not more data, but a sharp, honest read of what the data is telling them. LedgePoint brings institutional-grade financial rigor to businesses that have never had access to it.

Finance & capital markets background
Fixed income & trading experience
Small business focused
QuickBooks & financial reporting
Margin & expense analysis
No jargon. No complexity.
Questions

Common Questions

My books are a mess. Is that a problem?
Not at all — it's most of the job. A large part of what we do is taking disorganized financials, bank statements, and QuickBooks exports and turning them into something clear. You don't need clean books to start; you need them clean by the end, and that's our work, not yours.
Do I need QuickBooks or special software?
No. QuickBooks exports help, but we can work from bank statements, spreadsheets, or whatever you have.
What industries do you work with?
We work with owner-operated small businesses across service, trades, retail, and professional practices. The financial principles — cash flow, margins, expense control, pricing — are the same regardless of industry. If your business has revenue, costs, and decisions to make, the work applies.
Is the Clarity Audit fee really credited?
Yes. If you continue to the Clarity System within 30 days of your Audit, the full $750 is credited toward the program — so the diagnostic effectively costs you nothing if you move forward. It's there to give you a real, low-risk way to see the value before committing to the full engagement.
How long does each step take?
The Clarity Audit runs about two weeks from when you share your data. The Clarity System is a 90-day program. Profit Monitor is month-to-month and ongoing. You're never locked into a long contract — each step earns the next.
Do I have to do all three?
No. Each offering stands on its own, and you choose how far to go. Most owners start with the Audit because it's the lowest-risk way to begin, but if you already know you want the full system, you can start there. We'll always point you to the step that actually fits your situation.
What happens after I send an inquiry?
We follow up within one business day to set up a short intro call. That call is about understanding your business and what you want clarity on — not a hard sell. From there, we recommend the right starting point and you decide if it's a fit.
Ready?

Get Clarity on Your Numbers

If you want better visibility, stronger financial control, and more confidence in your decisions — let's talk.

Contact

Let's Review Your Numbers

Tell us about your business and what you want more clarity on. We'll follow up to discuss the right next step.

One-Time Review

The Clarity Audit

A complete one-time financial review designed to show you exactly where your business stands, where money may be leaking, and what actions will improve your profit.

Investment
$750
One-time · Credits toward the Clarity System
Everything Included
  • Review of 6–12 months of financial data
  • Profit & Loss review
  • Expense trend analysis
  • Revenue and margin review
  • Vendor and subscription cost review
  • Labor and contractor cost review
  • Cash flow review
  • Written Clarity Report (5–7 pages)
  • Profit leak findings
  • Action plan with estimated dollar impact
  • 45-minute review call
Overview

What Is the Clarity Audit?

Most business owners are sitting on financial data they don't fully understand. QuickBooks has the numbers. The bank statements have the transactions. But without a clear analysis, it's difficult to know what's actually driving profitability — or hurting it.

The Clarity Audit takes all of that data, organizes it, and turns it into a clear picture of your business finances. You'll know exactly where your money is going, what's costing you more than it should, and what changes will have the greatest impact on your bottom line.

01 / Revenue

Revenue Analysis

We analyze how your revenue has moved month over month, identify patterns, and flag anything that may be affecting top-line performance.

02 / Expenses

Expense Review

Every expense category is reviewed for trends, anomalies, and opportunities. We flag costs that have grown without explanation.

03 / Margins

Margin Analysis

We calculate gross and net margins across your reporting period and identify where margin compression is occurring.

04 / Vendors

Vendor & Subscription Audit

Supplier pricing, recurring software costs, and service contracts are reviewed for unnecessary spend and renegotiation opportunities.

05 / Labor

Labor Cost Review

Payroll, overtime, contractor costs, and staffing ratios are analyzed relative to revenue and industry benchmarks.

06 / Cash Flow

Cash Flow Snapshot

We map how money is moving in and out of your business and identify where cash flow pressure may be building.


Deliverables

What You Walk Away With

Every Clarity Audit produces a concrete set of deliverables you can act on immediately — not a report you'll read once and file away.

01

The Clarity Report

A 5–7 page written analysis of your cash flow patterns, margins, and the issues holding profit back — in plain language, specific to your business.

02

Profit Leak Report

A clear summary of where money is being lost, which costs are too high, and where margins are under pressure.

03

Savings Opportunity Tracker

A prioritized list of cost reduction and margin improvement opportunities with estimated dollar impact for each.

04

Action Plan

A practical, step-by-step roadmap showing exactly what to address first and what to monitor going forward.

05

45-Minute Review Call

A dedicated walkthrough of every finding, recommendation, and next step — so nothing is left unclear.

06

Pricing Opportunity Review

An assessment of whether your current pricing supports profitability and where adjustments may be warranted.


Process

How the Audit Works

The Clarity Audit is designed to be straightforward on your end. We handle the analysis — you just need to share the data.

1
Book an Intro Call

We start with a short call to understand your business, what you're dealing with financially, and what you want more clarity on. This helps us tailor the audit to what matters most for your situation.

2
Share Your Financial Data

You provide access to your Profit & Loss statements, balance sheet, general ledger, or QuickBooks exports for the past 6–12 months. Bank statements and vendor lists are also helpful but not required.

3
We Organize Your Numbers

We organize your financial data into a clean, readable picture of revenue, expenses, margins, and cash flow — the foundation for the full analysis. Messy books are fine; that's part of the job.

4
Full Analysis & Review

We dig into every area of your financials — expenses, margins, vendors, labor, subscriptions, pricing, and cash flow — looking for where money is going and where it shouldn't be.

5
Receive Your Report & Action Plan

You receive your Clarity Report, savings opportunity tracker, and prioritized 90-day roadmap. We then walk through everything together on a 45-minute findings call.

6
Optional: Continue to the Clarity System

If you continue within 30 days, your full $750 credits toward the Clarity System — where we build your complete financial operating system and work the roadmap with you over 90 days.

"By the end of the Clarity Audit, you will know exactly where your money is going, what is costing you more than it should, and what steps to take to improve your profit."

Core Program · 90 Days

The Clarity System

A complete financial operating system for your business — custom dashboard, cash flow engine, and structured monthly reviews — built on your real numbers and installed in 90 days.

Investment
$3,500
90-day program · Or 3 payments of $1,250
Everything Included
  • Clarity Audit included (or full $750 credit applied)
  • Custom financial dashboard, built for your business
  • Cash Flow Engine — money in and out, mapped
  • Monthly Summary and Insights tabs
  • Populated with your real data, not a blank template
  • 1-hour training session + recorded walkthrough
  • Expense and pricing review with recommendations
  • Three monthly review calls (60 minutes each)
  • Email support between calls, 1-business-day responses
  • Day-90 Clarity Scorecard
Overview

What Is the Clarity System?

The Clarity Audit tells you where the problems are. The Clarity System fixes them — by giving your business something most small businesses never have: a financial operating system you actually use.

Over 90 days, we build your complete tracking system, load it with your real data, teach you to run it, and then run three monthly review cycles with you so the habit sticks. By day 90, your numbers live in one place and you know how to read them.

01 / Build

Cash Flow Engine

Every dollar in and out of your business, categorized and mapped — so you always know what's coming, what's going, and what's left.

02 / Build

Monthly Summary

A clean month-by-month view of revenue, expenses, and margin — the page you open first to see how the business is actually doing.

03 / Build

Dashboard

Your key numbers at a glance: cash position, margin trend, top expenses, and progress against your roadmap.

04 / Build

Insights & Notes

Decisions, observations, and action items logged in one place — so context never gets lost between months.

05 / Install

Training & Handoff

A live 1-hour training on your system, recorded so you (or anyone on your team) can rewatch it anytime.

06 / Run

Monthly Reviews

Three structured monthly calls where we close the month together, read the numbers, and set the actions for the month ahead.


Deliverables

What You Walk Away With

The Clarity System is not a report or a consultation. It's working infrastructure your business keeps — plus the habit of using it.

01

A Working Financial System

Cash Flow Engine, Monthly Summary, Dashboard, and Insights — built around how your business actually operates, and yours to keep.

02

Your Real Data, Loaded

We populate the system with your actual financials, so it's useful on day one — not a blank template you have to figure out.

03

Expense & Pricing Fixes

Specific recommendations from your data — costs to cut, vendors to renegotiate, and whether your pricing supports the margins you want.

04

Recorded Training

A walkthrough of your system you can rewatch or hand to a bookkeeper, partner, or team member at any time.

05

A Monthly Rhythm

Three review cycles done with us — so closing the month and reading your numbers becomes a habit, not a one-time event.

06

Day-90 Clarity Scorecard

A before-and-after measure of your cash visibility, margins, and leaks closed — proof of what changed in 90 days.


Process

How the 90 Days Work

The program is structured so the heavy lifting happens on our side. Your job is to share data, show up to four calls, and use the system in between.

1
Diagnose

If you've already done the Clarity Audit, your $750 credits in full and we start from your roadmap. If not, the audit happens here — included in the program.

2
Build Your System

Weeks 1–3: we build your Cash Flow Engine, Monthly Summary, Dashboard, and Insights tabs, configured to your business and loaded with your real financial data.

3
Training & Handoff

A live 1-hour session where we walk through your system together — recorded, so you can revisit it or share it with your team.

4
Month One Review

We close your first month together on a 60-minute call: read the numbers, apply the expense and pricing recommendations, and set actions.

5
Months Two & Three

Two more monthly review cycles. Each month you run more of it yourself — with email support between calls whenever questions come up.

6
Day 90: Scorecard & Next Step

You receive your Clarity Scorecard showing what changed. From there, graduates can keep the rhythm going with Profit Monitor at $450/month — entirely optional.

"By day 90, you can answer 'Can I afford this?' in under five minutes — because your numbers finally live in one place, and you know how to read them."

Monthly Support

Profit Monitor

Ongoing monthly financial support to keep your business on track. After the Clarity System, Profit Monitor keeps your dashboard current, your margins watched, and your financial plan active — month after month.

Investment
$450/mo
Clarity System graduates · Cancel anytime
Every Month Includes
  • Updated financial dashboard
  • Monthly P&L review
  • Expense and vendor trend review
  • Revenue and margin analysis
  • Software and subscription review
  • Labor and contractor cost review
  • Cash flow review
  • Opportunity tracker updates
  • Follow-up on prior action items
  • Monthly recommendations
  • Monthly strategy call
Overview

What Is Profit Monitor?

The Clarity System gives you a complete financial operating system. Profit Monitor keeps it alive every single month.

Business finances change constantly. Expenses shift, vendor pricing increases, margins tighten, labor costs move, and cash flow fluctuates. Without ongoing visibility, small issues can quietly compound into larger problems.

Profit Monitor is designed for business owners who want a financial partner in their corner every month — someone who keeps an eye on the numbers, flags issues early, and helps you stay aligned with your financial goals.

01 / Dashboard

Monthly Dashboard Update

Your financial dashboard is refreshed every month with current data so you always have an accurate, up-to-date view of your business performance.

02 / Expenses

Expense & Margin Monitoring

We track every major expense category month over month, flagging increases, new costs, and any trends that may be affecting your margins.

03 / Cash Flow

Cash Flow Review

Monthly cash flow is reviewed so you always understand how money is moving through your business and where pressure may be building.

04 / Progress

Action Plan Follow-Up

We revisit the recommendations from your Clarity System each month, tracking what has been implemented and what impact it's having.

05 / Savings

New Savings Opportunities

As your business evolves, new cost reduction and margin improvement opportunities emerge. We surface them every month before they become missed opportunities.

06 / Strategy

Monthly Strategy Call

A dedicated monthly call to walk through the latest numbers, discuss findings, answer questions, and align on financial priorities for the month ahead.


Who It's For

Built for Owners Who Want to Stay Ahead

Profit Monitor is the right fit if any of these sound familiar.

You want ongoing visibility

You don't want to wait until year-end to understand how your business is performing financially.

You've completed the Clarity System

You've identified the issues and want to stay accountable to the action plan with monthly support.

Your finances change frequently

Staffing, vendors, pricing, and expenses shift regularly and you want someone tracking it all.

You're focused on growth

You're planning to hire, expand, or invest and want a clear financial foundation before making big decisions.

You want a financial partner

You want someone in your corner who knows your numbers and can help you think through financial decisions.

You want better margins

Margin improvement isn't a one-time fix. Profit Monitor keeps the pressure on every month so progress compounds.


Process

What Happens Each Month

Profit Monitor is designed to be low-effort on your end. Each month follows a simple, consistent process.

1
You Share Updated Data

At the start of each month, you share your latest financial exports — P&L, expenses, and any other relevant reports. This typically takes less than 10 minutes on your end.

2
We Update Your Dashboard

Your financial dashboard is refreshed with the latest data so everything is current, accurate, and ready for review.

3
Full Monthly Review

We analyze the month's numbers — expenses, margins, vendors, labor, subscriptions, and cash flow — comparing against prior months and your financial targets.

4
Recommendations & Strategy Call

You receive your updated dashboard and a summary of findings. We then connect on a monthly strategy call to walk through the numbers and align on priorities for the month ahead.

"Each month, you'll know exactly what changed, where your margins stand, and what to focus on next — without spending hours in spreadsheets."